The SEPA Request to Pay (SRTP) scheme is a groundbreaking innovation that standardizes and digitizes payment requests across Europe for goods or services directly from the beneficiary to the payer. Launched in 2021 and set to have a profound impact on the ongoing transformation of digital payments, it is currently being adopted by European operators.
Recent pan-European regulatory and legislative changes (driven by SEPA, PSD2, the ISO 20022 migration, and EU regulation 2024/886 on Instant Payments) are reshaping industrial and commercial payment models. These changes affect banks and businesses alike, with wide-reaching impacts on processes, information structures, and business organization.
With the rise of digital services, open banking and finance, and new operators, Request to Pay perfectly encapsulates the demand for agile and innovative payment services across the entire European Economic Area.
SRTP refines the payment experience: by bridging the gaps between requesting issuance, paying, and reconciling, it facilitates payments for both payers and creditors.
With over 30 years of experience in collections and payments, we bring unmatched expertise in the banking and service center sectors. We have delivered products, solutions, and projects in collaboration with development teams and operational units at our clients' sites.
Our innovative proposals help banks and outsourcers maximize the benefits of the Request To Pay scheme and its various applications. Our modular approach is designed to adapt to our clients’ needs and includes: