BankPay

The European payment landscape is undergoing a profound transformation, driven by regulations such as SEPA, PSD2, ISO 20022 migration, and new regulations on Instant Transfers, as well as by emerging technologies. These innovations are reshaping the business models of banks and enterprises, impacting processes, organizational structures, and information systems. The growing demand for digital services and the opening of the market to new players are creating a competitive environment and stimulating the search for new differentiation strategies.

In this context, banks play a pivotal role in supporting businesses. IT becomes a key element for transforming collections and payments business models, reducing operational costs, optimizing services, and facilitating the digital evolution of customers.

To address these challenges, banks need to adopt flexible and agile information systems that can quickly adapt to market changes and support innovation.

• Full management of the entire financial value chain, from domestic collections to pan-European SEPA collections
• Functionally independent modules that can be activated individually or integrated synergically depending on the bank's needs
• An evolving roadmap supported by a dedicated Competence Center, including regulatory updates, technological advancements, platform enhancements, and functional evolution

• Access to, and maintenance of, functional, operational and technical product manuals
• Rich functionality that allows banks to expand their service offerings to clients
• Dedicated support for customers during installation, contextualization, and testing for the activation of application modules and evolutionary releases