Credits

Solutions to support the credit lifecycle

Our expertise

The Future of Credit: transforming services to strengthen relationships

In this evolving landscape, banks and financial intermediaries must accelerate their deep and pervasive digital transformation to differentiate themselves from the competition and improve customer relationships while seizing new market opportunities.

This is not just about technological innovation but the need to evolve service models to maintain and enhance their role as strategic partners for businesses.

New technologies enable banks to innovate their products and services, enhance customer experience, and create new distribution channels. Financial institutions must invest in cutting-edge technological solutions, foster innovation within their organizations, and collaborate with emerging market players to capitalize on these opportunities.

Optimizing the credit process

Banks and financial intermediaries operate in a rapidly evolving and complex environment marked by increasing competition and progressive disintermediation. One of the key challenges is regulatory compliance in creditworthiness assessment, which demands a more accurate and transparent evaluation of credit sustainability.

Credit Management: from assessment to recovery, we’re by your side

We support you throughout this transformation with our business process management solutions, advanced analytics models to help you achieve your objectives, and a strong focus on building valuable data assets through data enrichment and quality.

From the first customer interaction to the conclusion of the credit relationship, we stand by banks and financial intermediaries, offering a comprehensive suite of solutions covering the entire credit lifecycle. From sophisticated creditworthiness analysis to efficient debt recovery management and the handling of facilitated guarantees, our solutions are designed to streamline processes and maximize results. We achieve this through market-leading expertise and developing an integrated platform reinforcing our leadership.

Our expertise

  1. Creditworthiness analysis and credit risk monitoring

  2. Structured Finance and Facilitated Guarantees

  3. Corporate Lending

  4. NPE and Stage 2 management